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The State Bank
Spirit Lake • Terril

FDIC

Personal Checking Accounts

Freedom Checking

  • No minimum balance
  • No service charge
  • First 50 checks FREE
  • $25.00 opening deposit
  • Unlimited check writing per statement cycle

Regular Checking

  • $400.00 minimum balance to avoid fees
  • Free ATM/Debit card withdrawals at our ATM locations
  • Waived service charge for retired account holders
  • Unlimited check writing per statement cycle

NOW Checking

  • $750.00 minimum balance to avoid fees
  • Variable rate compounded daily and paid monthly
  • Waived service charge for retired account holders
  • Unlimited check writing per statement cycle

Navigator Checking

  • $15,000.00 minimum balance to avoid fees
  • FREE ATM/Debit card withdrawals at ALL locations
  • FREE debit card
  • Variable rate compounded daily and paid monthly
  • Unlimited check writing per statement cycle


Full Site

Equal Housing Lender